محلل مالي - أشتري الآن و أدفع لاحقًا

About the role

Rize is a fast‑growing rent‑now‑pay‑later platform in Saudi Arabia. We are seeking a Senior Financial Analyst to work closely with the CFO, turning complex portfolio data into clear operating and funding decisions.

Key responsibilities

• Build, stress‑test, and maintain driver‑based 3‑statement, funding and scenario financial models.
• Own the analytical engine for asset‑backed and warehouse financing, monitoring eligibility, borrowing‑base, utilization and covenant headroom.
• Serve as the primary finance liaison for lenders, banks, auditors and external advisers, handling reporting packages and information requests.
• Manage the annual budget, rolling forecasts and short‑term cash tracking, ensuring liquidity thresholds are met.
• Partner with Risk to analyse cohorts, vintages, DPD movements and loss trends, translating findings into pricing and credit recommendations.
• Prepare concise executive‑ready presentations for management, the board and lenders.

Required profile

• 2+ years of relevant analytical finance experience (FP&A, corporate finance, investment banking, etc.).
• Direct exposure to fintech, BNPL or lending operations, with hands‑on credit economics.
• Strong commercial judgment and ability to work with incomplete operational data.
• Fluency in English with excellent written and verbal communication.
• Saudi national or KSA resident eligible for iqama transfer.

Required skills

• Advanced Excel and financial modeling mastery.
• Experience building auditable driver‑based models.
• Knowledge of asset‑backed financing concepts.
• SQL and Business Intelligence tool proficiency (nice‑to‑have).

What we offer

• Competitive salary package in USD or SAR.
• Opportunity to shape the future of proptech in a diverse international team.
• Fast‑paced learning environment with creative freedom.
• Close‑knit community where contributions are recognized.