محلل مالي أول - نموذج الشراء الآن والدفع لاحقاً

About the role

Rize is seeking a Senior Financial Analyst to work closely with the CFO and transform complex financial and portfolio data into actionable operating and funding decisions. You will own the financial models, forecasts, and analyses that guide the executive team, investors, and board members.

Key responsibilities

• Build, stress‑test, and maintain driver‑based 3‑statement, funding and scenario models linking contract economics to cash flow, profitability and balance‑sheet outcomes.
• Manage the analytical engine for asset‑backed and warehouse facilities, monitoring eligibility, borrowing‑base availability, advance rates, utilization, covenant headroom and drawdowns.
• Serve as the primary finance liaison for lenders, banks, auditors and external advisers, preparing regular reporting packages and handling information requests.
• Own the annual budget, rolling forecasts and short‑term cash tracking, monitoring working capital and liquidity thresholds to anticipate funding needs.
• Partner with Risk to analyse portfolio cohorts, vintages, DPD movements, roll rates and loss trends, translating insights into pricing, credit and funding strategies.

Required profile

• Proven experience in senior financial analysis or corporate finance within a fast‑moving, data‑driven environment.
• Ability to build models from first principles and thrive with imperfect data.
• Strong communication skills to convey commercial and liquidity insights with clarity to senior stakeholders.
• Collaborative mindset to work closely with cross‑functional teams, especially Risk and Operations.

Required skills

What we offer

• Opportunity to shape the finance function of a high‑growth fintech reshaping the rental market in Saudi Arabia.
• Dynamic, multicultural team environment based in a modern Riyadh office.
• Competitive compensation package aligned with senior‑level responsibilities.