Credit Risk Manager
Trivers Associates, Inc.
Job description
About the role
The Credit Risk Manager will design and lead the enterprise risk framework for a fast‑growing fintech lender in Saudi Arabia. Reporting directly to senior leadership, the role combines full responsibility for risk identification, assessment and mitigation with the creation of a robust credit underwriting engine.
Key responsibilities
- Develop and maintain a comprehensive Enterprise Risk Management (ERM) framework covering credit, operational, market, liquidity, strategic, reputational and technology risks.
- Author the company’s Credit Policy from scratch, defining eligibility criteria, exposure limits, collateral requirements, pricing methodology and exception handling.
- Design, validate and continuously improve credit scoring models (application, behavioral and collection) and the decision‑engine rules.
- Monitor model performance through back‑testing, champion/challenger testing and ongoing validation.
- Provide risk insights for product design, pricing strategy and customer segmentation while ensuring compliance with SAMA regulations.
Required profile
- Minimum 10 years of experience in credit risk, enterprise risk management or related finance functions.
- Proven track record of building risk frameworks and credit underwriting processes in a regulated environment.
- Strong analytical mindset with the ability to translate quantitative models into actionable policies.
Required skills
- IFRS 9
- Credit Scoring Models
- Risk Assessment
- Portfolio Management
- Stress Testing
What we offer
- Opportunity to shape risk strategy from the ground up in a high‑growth fintech.
- Competitive compensation package.
- Dynamic, collaborative startup environment.
Questions fréquentes
Why are you reporting this job?
Explore further
Salaries, guides and searches in Saudi Arabia.
Salaries by job title
Apply in 30 seconds
Enter your email to apply. An account will be created automatically.
By continuing, you accept our terms of use.
Already have an account? Login
A question about this job?
Ask it here: you will get the full job summary by e-mail, right away.
Published 1 month ago
Expires 2 weeks from now
12 views · 0 interested
Boost your chances
Upload your CV — we will match you with relevant openings.
Analyzing your CV...
Trivers Associates, Inc.